Tips to Transfer Money to India

It might seem easy to transfer money to India but it might not always be as straightforward as it seems. There are so many things that you need to take into account. Here are some important tips that will help to guide you, so that you can send money to India best rates.

Decide how much money you want to transfer

It is much better to send a single lump sum than to send small amounts of money at a time. So, you can wait until you have all the funds that you need, before sending it. That is, if you do not have to wait a long time to get all the cash that you need.

Transfer limits

Find out how much the transfer limits are when you want to transfer money to India. This is important, so that you don't get disappointed to learn that the amount you want to send is either too low or too high for the service provider to send.

Transfer fees

Keep your eyes on the transfer costs. Make sure that you know how much it will cost you to send the money, plus all the fees that are charged. Ask whether the recipient will be required to pay a transfer fees or whether they will be subjected to any miscellaneous fees.

It is also important that you know what the exchange rates are, if you want to send money to India best rates. You can keep an eye on the exchange rates and try to send when the rates are favourable. This can mean waiting for a couple of days or weeks.

Refund policy

Know what the repercussions are in case the transfer does not go smoothly. It is important to find out whether you will be refunded the full amount or whether you will be provided with alternative options.

You should also know what the various procedures for all these actions are.


Find out how convenient it is for the recipient to get the money in India. You might find a service that is easy for you to use but it might not be so simple for the recipient. So, before sending money, it is important that you first talk to the recipient and ask them how convenient the method you want to use is for them.

Plan ahead

To always avoid finding yourself in an emergency situation, always plan ahead of time. For instance, if you are planning to use an online service to transfer funds, make sure that you register early. It normally takes a couple of hours or days for you to register an account and have it verified.

Once you have done this, then it will be simple for you to send the money whenever you need to without any delays.

Deposit methods

Find out which payment methods are allowed when you are depositing money into your account. Some providers allow both the use of credit and debit cards. Other providers will also allow other methods such as, bank transfers or the use of cheque.


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